KPERS 1 (hired before 7/1/09)
Your Online Account
Your online account gives you secure
access to all your account data. You can check things like your contributions and interest, service credit, membership date, final average salary, beneficiary designation and annual statements.
How to Calculate Your "85 Points"
The 85 point rule is when your age and years of
service added together equal 85. Every year you work, you will gain two points – one for each birthday
and one for the year of service credit. The 85 point rule is only one of the three ways you can qualify for
retirement.
*Reduced Retirement Benefits
You can retire at age 55 with 10 years of service, even without 85 points.
0.6% reduction for each month you are between age 55 and 60
0.2% reduction for each month you are between age 60 and 62.
When Can I Retire With Full Benefits?
When Can I Retire With Reduced Benefits?*
Age 55 |
10 Year of Service |
|
If You Retire Early (example) |
Age 62 |
Full benefit = $1,500/month |
0% Reduction |
Age 60 |
Reduced benefit = $1,425/month |
5% Reduction |
Age 55 |
Full benefit = $885/month |
41% Reduction |
KPERS 1 Correctional A & B
Your Online Account
Your online account gives you secure
access to all your account data. You can check things like your contributions and interest, service credit, membership date, final average salary, beneficiary designation and annual statements.
How to Calculate Your "85 Points"
The 85 point rule is when your age and years of
service added together equal 85. Every year you work, you will gain two points – one for each birthday
and one for the year of service credit. The 85 point rule is only one of the three ways you can qualify for
retirement.
*Reduced Retirement Benefits
You can retire at age 55 with 10 years of service, even without 85 points.
0.6% reduction for each month you are between age 55 and 60
0.2% reduction for each month you are between age 60 and 62.
Correctional members may be eligible to retire earlier than regular KPERS members. To be eligible, you must work in a Group A or B position for at least three years immediately before retirement.
Full Retirement Benefits |
Any Age |
with 85 points (calculator link)(A / B) |
Age 55 |
3 Years of Service* (A) |
Age 60 |
3 Years of Service* (B) |
Reduced Retirement Benefits |
Age 50 |
10 Years of Service* (A) |
Age 55 |
10 Years of Service* (B) |
*3 years immediately before retirement must be with correctional-covered position
KPERS 2 (HIRED 7/1/09 TO 12/31/14)
Your Online Account
Your online account gives you secure
access to all your account data. You can check things like your contributions and interest, service credit, membership date, final average salary, beneficiary designation and annual statements.
*Reduced Retirement Benefits
You can retire at age 55 with 10 years of service.
Full Retirement Benefits |
Age 60 |
30 Years of Service |
Age 65 |
5 Years of Service |
Reduced Retirement Benefits |
Age 55 |
10 Year of Service* |
*For early retirement, there is a smaller reduction if you have at least 30 years of service.
KPERS 2 Correctional A & B
Your Online Account
Your online account gives you secure
access to all your account data. You can check things like your contributions and interest, service credit, membership date, final average salary, beneficiary designation and annual statements.
*Reduced Retirement Benefits
You can retire at age 55 with 10 years of service.
Correctional members may be eligible to retire earlier than regular KPERS members. To be eligible, you must work in a Group A or B position for at least three years immediately before retirement.
Full Retirement Benefits |
Age 55 |
10 Years of Service* (A) |
Age 60 |
10 Years of Service* (B) |
Reduced Retirement Benefits |
Age 50 |
A** |
Age 55 |
B** |
*3 years immediately before retirement must be in correctional-covered position.
**For early retirement, there is a smaller reduction if you have at least 30 years of service.
KPERS 3 (hired 1/1/15 & after)
Your Online Account
Your online account gives you secure
access to all your account data. You can check things like your contributions and interest, years of service, membership date, retirement credits, beneficiary designation and annual statements.
*Reduced Retirement Benefits
You can retire at age 55 with 10 years of service.
Full Retirement Benefits |
Age 60 |
30 Years of Service |
Age 65 |
5 Years of Service |
Reduced Retirement Benefits |
Age 55 |
10 Years of Service |
KP&F (Tier I, Tier II, and Transfer Members)
Your Online Account
Your online account gives you secure
access to all your account data. You can check things like your contributions and interest, service credit, membership date, final average salary, beneficiary designation and annual statements.
*Reduced Retirement Benefits
You can retire at age 55 with 10 years of service.
0.6% reduction for each month you are between age 55 and 60
0.2% reduction for each month you are between age 60 and 62.
Full Retirement Benefits |
|
15 Years of Service |
20 Year of Service |
25 Years of Service |
32 Years of Service |
Any Age |
|
|
|
Tier I |
Age 50 |
|
|
Tier I Transfer
Tier II
Tier II Transfer |
|
Age 55 |
|
Tier I
Tier II
Tier II Transfer |
|
|
Age 60 |
Tier II
Tier II Transfer |
|
|
|
Reduced Retirement Benefits |
Age 50 |
|
Tier I
Tier I Transfer
Tier II
Tier II Transfer |
|
|
Brazelton Members
Same as regular Tier I and Tier II members, except that your monthly benefit will be offset by Social Security.
Special Members
See your local plan provisions.
Combining Service Credit for Retirement Eligibility
If you have service credit with KPERS or the Judges Retirement System, you may be able to combine service in other plans to become eligible for retirement. For example, if you have KPERS service credit, it may count towards your KP&F service requirement for retirement eligibility.
Only KP&F service will be used to calculate your KP&F retirement benefit. A separate retirement benefit will be calculated for your KPERS service.
Purchased military service cannot be used to reach retirement eligibility. Other guidelines apply. Contact the Retirement System to make sure you meet the requirements to retire.
Judges
Your Online Account
Your online account gives you secure
access to all your account data. You can check things like your contributions and interest, service credit, membership date, final average salary, beneficiary designation and annual statements.
*Reduced Retirement Benefits
You can retire at age 55 with 10 years of service, even without 85 points.
0.6% reduction for each month you are between age 55 and 60
0.2% reduction for each month you are between age 60 and 62.
Full Retirement Benefits |
Any Age |
with 85 points (calculator link) |
Age 65 |
1 Year of Service |
Age 62 |
10 Years of Service |
All judges must retire at the end of the term in which they reach age 75. |
Reduced Retirement Benefits |
Age 55 |
|
|
|
- Age 55 to 60: Benefits are reduced by 0.6% for each month you are between age 55 and 60.
- Age 60 to 62: Benefits are reduced by 0.2% for each month you are between age 60 and 62.
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