Naming a Beneficiary
It's important. And it's simple.
What Your Beneficiary Receives
What your beneficiary receives depends on what type of member you are and whether you're working or if you are retired. It's important to keep your beneficiaries up-to-date. It's a good idea to review them anytime you have a major life event.
- Life insurance
- Death benefits (including on-the-job death)
- Returned contributions
- Special surviving spouse benefit option
- Retiree $4,000 death benefit
Have You Named a Beneficiary?
Make sure your hard-earned benefits go to the right place if you pass away. You can review or change your beneficiaries anytime.
Who Can You Name as Beneficiary?
You Can Choose:
A living person
Major Life Events
It's important to keep your beneficiaries current. Review them at least annually and any time you have a major life event.
- New job
- Moving in together
- Marriage or divorce
- Birth or adoption
- Death in your family
Login to your online account to add or change a beneficiary.
See the Forms page if you need a paper beneficiary form.
Instead of receiving the account balance when a member dies, a spouse can receive a monthly benefit for life if the member meets certain criteria. To be eligible, the member must designate the spouse as sole primary beneficiary for retirement benefits.
If member was eligible to retire, spouse begins receiving a monthly benefit immediately.
If member was not yet eligible to retire but had ten years (5 years for KPERS 3) of service, spouse begins receiving a monthly benefit when member would have reached age 55. Years of service are required, not just vesting.
Note: A member can name contingent beneficiaries or separate beneficiaries for life insurance without affecting the surviving spouse benefit option. Inactive members are also eligible for this benefit.