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Surviving Spouse Benefit for Active Members - KPERS, Correctional KPERS and Judges

If you die before retirement, your spouse may be able to choose a monthly benefit for the rest of his or her life, instead of receiving your returned contributions and interest. You must have designated your spouse as your sole primary beneficiary for retirement benefits.

Situation #1

If you were eligible to retire, your spouse begins receiving a monthly benefit immediately.

Situation #2

If you were not yet eligible to retire but had ten years of service, your spouse begins receiving a monthly benefit when you would have reached age 55.

You can name contingent beneficiaries or separate beneficiaries for your life insurance without affecting this benefit option.