HOME •  ACTIVE MEMBERS •  RETIREES •  EMPLOYERS •  CONTACT US •  SITE MAP

Optional Group Life Insurance

Optional group life insurance is coverage beyond your regular death benefit. You pay the cost of this coverage. Many employers offer optional group life insurance, including the State of Kansas. Check with your employer about participation.

Coverage amounts range from $5,000 to $250,000
in $5,000 increments. New employees are eligible for
an initial $50,000 of guaranteed coverage without proof
of good health within 30 days of their hire date. You must provide proof of good health for amounts over $50,000. Optional life insurance premiums are automatically deducted from your pay.

  

Enrollment Information

Basic and Optional Group Life Insurance Brochure (PDF, 1MB)

Optional Group Life Insurance Enrollment Form (PDF, 57KB)

Optional Group Life Insurance
Premium Rates (PDF, 32KB or Excel,
effective January 1, 2011
     

Other Optional Insurance Details

  • You can start or increase coverage at any time with proof of good health.

  • You can enroll for or increase your coverage by up to $25,000 without proof of good health when you have a family status change like marriage, divorce, birth or adoption.

  • With the "Accelerated Death Benefit," if you are diagnosed as terminally ill with 12 months or fewer to live,
    you may be eligible to receive up to 100 percent of your life insurance instead of your beneficiary receiving
    a death benefit.
    Minnesota Life Insurance Accelerated Death Benefit Claim Form    , (PDF, 33KB)

If You Leave Employment

Life insurance ends when you leave or move to a position not covered by KPERS.* However, you can continue your coverage on your own. You have until 31 days after you end employment to submit your form.

You have two options.

  • Individual whole life insurance
  • Portable group term life insurance

*Note: KP&F members do not have basic life insurance coverage. KPERS members moving to a Board of Regents position keep their life insurance coverage.

The Minnesota Life Conversion and Portability Election forms explain the benefits and costs. Questions? Talk to your designated agent or contact Minnesota Life.

KPERS Optional Group Life Insurance Benefits are underwritten by Minnesota Life Insurance Company.