Optional Group Life Insurance
Optional group life insurance is coverage beyond your regular death benefit. You pay the cost of this coverage. Many employers offer optional group life insurance, including the State of Kansas. Check with your employer about participation.
Coverage amounts range from $5,000 to $250,000
in $5,000 increments. New employees are eligible for
an initial $50,000 of guaranteed coverage without proof
of good health within 30 days of their hire date. You must provide proof of good health for amounts over $50,000. Optional life insurance premiums are automatically deducted from your pay.
Enrollment Information
Basic and Optional Group Life Insurance Brochure (PDF, 348KB)
Optional Group Life Insurance Enrollment Form (PDF, 57KB)
Optional Group Life Insurance
Premium Rates (Excel or PDF, 52KB),
effective January 1, 2007
Other Optional Insurance Details
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You can start or increase coverage at any time with proof of good health.
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You can enroll for or increase your coverage by up to $25,000 without proof of good health when you have a family status change like marriage, divorce, birth or adoption.
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With the "Accelerated Death Benefit," if you are diagnosed as terminally ill with 12 months or fewer to live,
you may be eligible to receive up to 100 percent of your life insurance instead of your beneficiary receiving
a death benefit.
Minnesota Life Insurance Accelerated Death Benefit Claim Form, (PDF, 33KB)
KPERS Optional Group Life Insurance Benefits are underwritten by Minnesota Life Insurance Company.