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Military Service and Your Benefits

I've been called to active military service. What do I need to do concerning my KPERS benefits?
Notify your employer of your upcoming military service. Your employer will notify the Retirement System as needed.

What happens with my benefits while I am away?
Employers are required to give you the same rights and benefits that they would give to an employee on a "non-military" leave of absence. You also have a few additional benefits.

Life Insurance

  • Continuing Basic Life Insurance while on active duty at no cost to you. (Applies to KPERS, Judges, Board of Regents, State employees in their year of service and local employees with first day coverage.)
  • Continuing Optional Life Insurance for 16 months. You continue to pay the premiums to Minnesota Life. After 16 months, you have the option to convert to an individual policy.
  • Optional coverage is reinstated if you return to work within five years, even if you did not choose to convert to an individual policy. Your premiums will be based on your age when you return.

Service Credit

  • If you are in your "year of service" when called to active duty, your time away is counted toward completion of your "year of service" if you return to the same employer immediately after service.
  • If you are in the middle of a service credit purchase when called to active duty, your purchase resumes when you get back and nothing changes.
  • When you return, KPERS might be able to grant you service credit for your time away at no cost to you. (See "Receiving service credit for military service" below.)

Disability Insurance
There is no disability coverage during military service.

What do I need to do when I return from active military service?

  • Notify your employer and return to work. Your employer will notify the Retirement System.
  • Notify your employer if you wish to reinstate your optional insurance. Your coverage will be reinstated at your previous coverage level with no waiting period or approval process.
  • Check with your employer about receiving granted or purchased service credit for the time you were on active military service.

Receiving Retirement System service credit for military service

Service credit is an important factor used to calculate your retirement benefit. You can increase your retirement benefit and possibly retire earlier by increasing your years of service credit. The maximum amount of credit for all military service is six years, whether purchased or granted. For KP&F, purchased military service does not count toward your eligibility to retire, but it does increase the dollar amount of your retirement benefit.

Granted Service
In certain circumstances, Kansas law allows the Retirement System to grant active military service at no cost to you if the military service interrupts your public service. You must be employed immediately before and immediately after the active military service. This type of service is limited to five years and you must apply for it. Contact your designated agent for more information.

Purchased Service
You can purchase year for year of active military service and one quarter of service credit for each year of national guard or reserve service. Service can be purchased with a lump-sum payment or by payroll deduction over a period of time. Contact your designated agent for more information.