KP&F Death Benefits

KP&F death benefits cover regular Tier I and Tier II members, Brazelton, and Transfer members. Benefits are automatically paid to your spouse and/or eligible children. Children are eligible up to age 18, or 23 if a full-time student. If you do not have a surviving spouse or eligible children, your beneficiary receives a one-time lump-sum benefit.

Service-Connected Death
Your spouse receives an annual benefit of 50 percent of your final average salary in on-going monthly payments for the rest of his or her life. Your children, if eligible, also receive an annual benefit of 10 percent of your final average salary. The maximum total benefit is 75 percent of your final average salary. If you do not have a surviving spouse or eligible children, your beneficiary receives a lump sum equal to your current annual salary.

Non Service-Connected Death
Your spouse receives a lump-sum payment of 100 percent of your final average salary, plus an annual benefit of your final average salary  x  2.5 percent   x  years of service in on-going monthly payments for the rest of his or her life. The maximum annual benefit is 50 percent of your final average salary. If you do not have a surviving spouse, your eligible children share the benefit. If you do not have a surviving spouse or eligible children, your beneficiary receives a lump sum equal to your current annual salary.